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A summer job is a great way for students to earn some extra money while building a resume for the future and learning new things about the working world. Typically, one of the hardest lessons for students to deal with is income tax. Working students may say, "Why is so much of my paycheck withheld? And who is this FICA dude?"

Welcome, students, to income taxes and how they affect the working world that you have joined. There are two main taxes on your earnings:

  • Federal Income Taxes – These provide income for operations and services of the federal government.
  • Payroll Taxes – These are taxes that fund Social Security and Medicare under the Federal Insurance Contribution Act (the "FICA dude" referenced above). The taxes you pay in go toward covering the eventual services you require. You pay half of this tax obligation (the withheld amount) and your employer kicks in the other...

Get Ready For Tax Season!

IRS Tips For Charitable Deductions

It's STILL Not Too Late To Lower Your Tax Bill


Want to take a family vacation, but worried about the costs? A stay-at-home vacation ("Staycation") can be a fun and money-saving alternative to dealing with that thrilling extra security search at the airport, or packing everyone in the family roadster for a less-than-scenic drive to your destination. ("Are we there yet? Are we there yet?")

However, there is a difference between a staycation and just hanging around your house being bored. Planning is important. If you don't put any thought into it beforehand, after a day or two you may be looking for a vacation from the rest of your family. Consider some of the following things as you plan your staycation.


College can be a great adventure in scholarship and life for many young people. But when it comes to managing a budget, it can be a sobering learning experience in how quickly their money can disappear.

Even worse, six months after a student graduates, when he or she gets their loan payment schedule, they will receive a major reality check on how they were able to accumulate such a large debt with interest in just a few short years. According to Forbes, there are currently 45 million Americans who each owe an average of5 Tips For Saving Money In College

6 College-Bound Money Moves

Money-Saving Tips for College Students II

If you have been reading articles on Forbes Advisor, perusing personal finance forums or engaging in deep discussions with managerial accountants at retailers that sell gift cards, you might have heard the term “breakage.” Breakage may sound like a concept that only figurine collectors care about, but it is one of the ways that people […]

The Federal Reserve’s mission is to keep the U.S. economy humming—not too hot, not too cold, but just right. When the economy booms and “runs hot,” distortions like inflation and asset bubbles can get out of hand, threatening economic stability. That’s when the Fed steps in and raises interest rates, which helps cool down the […]

Prior to the Covid-19 pandemic, Hispanic and Latino students were enrolling in college at record numbers. From 2000 to 2016, Latino 18- to 24-year-olds’ college enrollment rate grew from 22% to 39%, according to a 2019 report from UnidosUS, an advocacy group. Latino high school and college students were significantly impacted by the pandemic, however, […]

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The Dogecoin (DOGE) price today, as of 8:08 a.m. ET, is $0.31, down 0.72% in the last 24 hours. It’s down 7.73% from last week and down 38.65% from one month ago, according to CoinMarketCap. The 24-hour trading volume is at $1,191,687,450, and it has a market cap of $40,165,053,246. The 52-week high of Dogecoin […]

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Over the past 24 hours, the price of Bitcoin (BTC) has dropped 0.01%. Yet, it’s up 3.81% from last week. As of 8:08 a.m., Bitcoin’s price is $39,124.35, according to data from CoinMarketCap. The 24-hour trading volume is at $39,004,620,588, and it has a market cap of $733,073,435,127. The 52-week high of Bitcoin is $64,863.00, […]

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Over the past 24 hours, the price of BNB (Binance Coin) has increased 1.34%. It’s down 1.62% from last week. As of 8:08 a.m., BNB’s price is $358.16, according to data from CoinMarketCap. The 24-hour trading volume is at $1,578,842,582, and it has a market cap of $54,953,814,679. The 52-week high of BNB is $690.93, […]

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There are copious housing problems in the U.S., like lack of affordable homes and skyrocketing prices. But these issues are often compounded for members of the LGBTQ community seeking homeownership, who’ve already faced years of systemic and societal injustices. About 29% of 1,538 LGBTQ members in the U.S. reported they had experienced discrimination during the […]

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