Details for AdRevenews/Gatehouse Media - Ad from 2020-02-13


Better read this if you are 62 or older
and still making mortgage payments.
It’s time to reverse your thinking.
More than 1 million seniors have taken advantage of this“retirement secret.”

It’s a well-known fact that have been improved to provide
for many senior citizens in the evengreaterfinancialprotection
U.S. their home is their single for homeowners, there are still
biggest asset, often accounting many misconceptions.
for more than 50% of their total For example, a lot of people
net worth.
mistakenly believe the home
Yet, according to new statistics must be paid off in full in order
from the mortgage industry, to qualify for a HECM loan,
senior homeowners in the U.S.
which is not the case. In fact,
are now sitting on more than
one key advantage of a HECM
7.19 trillion dollars* of unused
is that the proceeds will first be
home equity.
With people now living longer used to pay off any existing liens
than ever before and home on the property, which frees up
prices back up again, ignoring cash flow, a huge blessing for
seniors living on
this “hidden
Request a FREE Info Kit
a fixed income.
wealth” may
& DVD Today!
prove to be
Call 1-800-792-0028 now.
short sighted.
All things
homeowners who might be
considered, it’s not surprising better off with a HECM loan
that more than a million don’t even bother to get more
homeowners have already used information because of rumors
a government-insured Home they’ve heard.
Equity Conversion Mortgage In fact, a recent survey by
or “HECM” loan to turn their American Advisors Group (AAG),
home equity into extra cash for the nation’s number one HECM
lender, found that over 98% of
It’s a fact: no monthly
their clients are satisfied with
mortgage payments are
required with a government- their loans. While these special
insured HECM loan; however loans are not for everyone, they
the homeowners are still can be a real lifesaver for senior
responsible for paying for the homeowners.
maintenance of their home, The cash from a HECM loan can
property taxes, homeowner’s be used for any purpose. Other
insurance and, if required, their common uses include making
home improvements, paying off
HOA fees.
Another fact many are not medical bills or helping other
aware of is that HECM reverse family members. Some people
mortgages first took hold when simply need the extra cash for
President Reagan signed the everyday expenses while others
FHA Reverse Mortgage Bill into are now using it as a “safety
law 32 years ago in order to help net”for financial emergencies.
senior citizens remain in their If you’re a homeowner age 62
or older, you owe it to yourself
Today, HECM loans are to learn more so that you can
simply an effective way for
make an informed decision.
homeowners 62 and older to
get the extra cash they need to
Homeowners who are
enjoy retirement.
Although today’s HECM loans interested in learning more can
request a FREE 2020 Reverse
Mortgage Information Kit and
DVD by calling toll-free at



U.S.A.’s #1

Reverse Mortgage Company

As Featured on:
ABC, CBS, CNN, & Fox News

Reverse mortgage loan terms include occupying the home as your primary residence, maintaining the home, paying property
taxes and homeowners insurance. Although these costs may be substantial, AAG does not establish an escrow account for
these payments. However, a set-aside account can be set up for taxes and insurance, and in some cases may be required. Not
all interest on a reverse mortgage is tax-deductible and to the extent that it is, such deduction is not available until the loan is
partially or fully repaid.
AAG charges an origination fee, mortgage insurance premium (where required by HUD), closing costs and servicing fees, rolled
into the balance of the loan. AAG charges interest on the balance, which grows over time. When the last borrower or eligible nonborrowing spouse dies, sells the home, permanently moves out, or fails to comply with the loan terms, the loan becomes due and
payable (and the property may become subject to foreclosure). When this happens, some or all of the equity in the property no
longer belongs to the borrowers, who may need to sell the home or otherwise repay the loan balance. V2019.08.30
NMLS# 9392 ( American Advisors Group (AAG) is headquartered at
3800 W. Chapman Ave., 3rd & 7th Floors, Orange CA, 92868. Licensed in 49 states. Please go to for full state license information.


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